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An Overview for Those Interested In the Insurance Industry. A.M. Best Company publishes Understanding the Insurance Industry annually explain how the insurance industry operates, generates revenue and provides opportunities for people of a wide range oftalents and interests. It’s also designed to be an easy-to-follow introduction to the insurance industry for students, new employees, prospects and those who would like to learn more about one of the world's most interesting and important financial service industries. We’ve designed this book in six sections: the overview, property/casualty sector (also known as nonlife insurance), life, health, reinsurance and alternative risk transfer, and the function of A.M. Best in the industry.